[DanielPfalmer]

I am 22 and in college and have bad credit. It's not because I don't know that it will be bad for me in the future, or that I could figure out what an APR was. It's just that I don't really care. The system is set up so that in this part of my life I am going to school and working full time. I have all the expenses of college, all the time in school that I can't be working, and the lowest wages I can expect for the rest of my life. If I mess up my credit so be it. Also, since I only make $10/hr now and I realistically expect to make $30/hr to start when I get done with college, I would have to work three times as many hours to make the same amount of money. I would rather borrow it.

User Detail :  

Name : DanielPfalmer, Gender : Male, Sexual Orientation : Straight, Race : White/Caucasian, Religion : Agnostic, Age : 22, City : Fairbanks, State : AK Country : United States, Occupation : Student, Education level : Over 4 Years of College, Social class : Lower middle class, 

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