[Dawana]

Why are inner-city residents charged more for home owners and/or car insurance, as opposed to suburban and rural area residents?

User Detail :  

Name : Dawana, City : Flint, State : MI, Country : United States, 

[Ann L. Lowenstein]

There’s the answer you want to hear, and then there’s the real answer. The real answer is because statistically-speaking, the inner city has a higher crime rate, so insurers are much likelier to have to pay a claim for damaged or stolen property, so they charge more for insurance. The answer you WANT to hear is “racism”. Sorry, sweetie-pie, they charge whites and Asians living in inner-city areas just as much as they charge blacks. BadKarma!

User Detail :  

Name : Ann L. Lowenstein, Gender : F, Sexual Orientation : Straight, Race : White/Caucasian, Religion : Animist, Age : 37, City : K.C., State : MO, Country : United States, Occupation : Administrative Assistant, Education level : 4 Years of College, Social class : Middle class, 

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