[Robert Hebert]

I'm 19 and I have 2 credit cards. I remember my first day of college walking into the main hall and there were actually desks lined up down the hall with credit card reps sitting there trying to get students to apply for a Student Visa or anyone of the other credits available. To put it bluntly they push and push telling you oh its great and its blah blah blah. Anyway its like horrible peer pressure cause they sit there and tell you they're your friends but in all aspect they're just trying to make money. In my opinion the reason people under 30 have bad credit or an excessive amount of credit cards is because they are easier to acquire than anything else and the whole idea of 'paying' for something right now and just paying the bill at the end of month is more convenient. A friend of my brother who is 13 acquired 12 credit cards online, they were shipped to him and he ran up several thousand dollars up in charges. He did all this without his parents ever finding out and since he was under 18 the court couldnt order him to pay the charges from each card. Now i would like to know how credit card companies can sit there and say the credit is bad and that we as an age group is irresponsible. If there is anyone to blame its the companies for one they give out cards out like candy and promote this false sense of security to unsuspecting people.

User Detail :  

Name : Robert Hebert, Gender : M, Sexual Orientation : Straight, Race : White/Caucasian, Religion : Christian, Age : 19, City : Orange, State : TX Country : United States, Occupation : Pharmaceutical Med Student, Education level : 2 Years of College, Social class : Upper class, 

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