[Jennifer31065]

If jobs paid enough to live on, there would be no reason for someone that young to be indebted. I live in the bankruptcy capital of the country, and rarely see anyone (especially single females) who has not declared bankruptcy at some point. These include individuals who are thrifty and responsible. It is quite hard to find a job that pays enough without a college education, and impossible for someone like me to get an education without incurring more debt. I received my first credit card at age 18, while making minimum wage, and quickly maxed it out on necessary living expenses; nothing superfluous. A university student can easily get a credit card, regardless of their credit history and present salary. The university I attended had many of its school brochures and booklets sponsored solely by credit card companies. Americans are not as rich as we appear. We simply have more access to credit.

User Detail :  

Name : Jennifer31065, Gender : F, Sexual Orientation : Straight, Disability : Mental, Race : White/Caucasian, Religion : Agnostic, Age : 26, City : Memphis, State : TN Country : United States, Occupation : Student, Education level : 4 Years of College, Social class : Lower middle class, 

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