The reason that ON AVERAGE, blacks seem to have bad credit is beause you're basing your AVERAGE black person on the lower end of ecomonically able people(rather than the middle). Let's say you sample 100 American's income and find the avg. is $10,700. That means the avg. American income is $10,700, right? All of the 100 people have incomes under $14,000(roughly min. wage). Do you see what's wrong with this? If you do, then you know the answer to your question. BTW, a lot of college kids get bad credit b/c credit card companies bombard them w/offers figuring most are too immature to spend responsibly and will charge big bills that take them forever to pay off. Every student I know gets no less than 2 or 3 credit offers daily in the mail.
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, There are so many things wrong with your statement, it's incredible. First, no one person speaks for all blacks in America, Jesse Jackson or otherwise. Jesse Jackson speaks for a cause(tolerance amongst all and advancement among blacks in America) that many blacks, and whites, support. Second, I don't recall him ever making such a blanket statement, and I don't believe he would. Third, I don't think that most anybody who believes they control their own destiny would believe it so blindly as to not recognize the affect others can and do have on one's life. Fourth, most black people don't believe in 'the white man' as some invisible, aggregate source of oppression any more than they believe in Santa Claus, b/c most blacks have experienced racism from whites on such a personal level, on a daily basis, as to render that idea largely inaccurate. Now, did you still have a question?
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, I laughed when I read the responses to this question because I would never have thought people would come up with these explanations as to why whites have less coping skills than blacks. My friends and I have always thought it was generally understood that whites, in general, have had less things to have to cope with, so they have less reason to develop coping skills. Some even think that they are less deserving of having bad things happen to them(as if anyone deserves to have bad things happen). Consequently, when they do have a tragedy, white people are less able to deal with it since they haven't had to develop coping skills. Another reason might be that a lot of black people are more spiritually oriented than a lot of white people, and belief in a religion goes a long way toward helping people cope.
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, First, there is no such thing as 'African-American Vernacular English.' To proport such a myth as a valid explanation of anything only serves to perpetuate the stereotypes that keep people in this country from 'the right to pursue happiness.' I know both educated and uneducated blacks and whites, and I have noticed that the majority of differences in speech are due to region first and lack of education second. I don't know any educated blacks who mispronounce words, or rather, pronounce them differently than whites in the same region, but if you think you do, perhaps you should listen closer to their white counterparts before judging their speech.
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, I don't use the word and have never been called one by anyone who did not want my fist to connect with their face. It is a degrading and demoralizing word. I don't think the use of the word by blacks is as widespread as you think it is. The only blacks I know who use it are of two kinds: 1) They are selfish, narrow-minded and have little respect for other humans, so they don't mind using words that are dehumanizing to anyone , or 2) They grew up in lower economic communities and were influenced by the large commercialism of the rap industry. People in the rap industry use it because it shocks, sensationalizes and turns a buck. And because most people in America know more about the media representation of blacks than they do about actual black people, this is what they perceive to be. But "don't believe the hype."
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, The response about the guy lacking self-confidence was so far from the point, thatI won't even say anything else about it. I really could be wrong, but I always thought it was the white males who chose the Asian females, not the other way around. It was my general impression that white males often choose Asian females because they are thought of as exotic, demure and submissive. Personally, I think that if this is true, Asian females should realize it and be offended by it. Why would you want to be with someone who wants you because he thinks you'll do everything his way?
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, In a few cases, it might be true that a black American doesn't like an African because they remind them of where they came from. However, I've had this discussion before with black Americans and Africans, and it seems that a lot of the time, something else is going on. Every race/culture/ethnicity has intra-ethnic competition, and this is a form of it. Some Africans believe black Americans think they are better than Africans because they grew up in a rich country. Some black Americans think that Africans think they are better than black Americans because black Americans have "watered down" ethnicity. And so begins the hostility.
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, I don't know in what context you heard about this "resposibility for white privilege," and I'm not really sure I understand what you're talking about. In general, however, whites should understand how their actions create and perpetuate dscrimination in this country and take steps to rectify it. That means not standing by watching something happen just because it doesn't affect you personally. It means being aware of your own racial steroetypes and endeavoring to change them or not allowing them to adversely affect others. It means not assuming that white is the default race.
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, I think most people probably should know by now that 'ebonics' doesn't exist any more than the tooth fairy. Some person, who probably thought they were clever, made the term up in an attempt to get other people to think they were clever. The only language that black Americans speak is American English, the same one everyone else does. There are differences in the way that Americans all over the country speak, generally due to varying education levels and regional colloquialisms, not racial differences. There are of course slang words that are used in black communities more often than in white ones, but the situation is easily reversible. Moreover, if you take two people; one black, one white; of the same region and same educational/socioecomonic level, more often than not they will use all the same words. Thus, I would urge people who consider themselves to be of at least average intelligence to stop dignifying this term; it only perpetuates a gross stereotype that makes you look as dumb as the person who coined it.
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Name : Mandi, Gender : F, Sexual Orientation : Straight, Race : Black/African American, Religion : Baptist, Age : 21, City : Boston, State : MA Country : United States, Occupation : student, Education level : 2 Years of College, Social class : Middle class, 
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